Understanding how insurance works is difficult for the majority of the population. If you are a senior who is eligible for or who recently enrolled in Medicaid, you may have questions about what you are responsible for paying yourself. Medicaid Spend-Down is a term that is frequently talked about related to Medicaid. But what does […]
Though we might age at the same rate we always have, each passage of time feels more and more brief as we get older. The same is true for an aging parent. Since there are generational gaps between us younger folks and the elderly, it’s sometimes necessary to take extra care by trying to understanding […]
Anxiety and depressive disorders are highly prevalent in the geriatric population. If you ever notice signs of agitation, mood swings, and an overall negative outlook towards life, your senior is most likely going through some mental health issues. The MHA (Mental Health America) has stated that, “more than 2 million out of 34 million Americans […]
The term diabetes is also known as the “epidemic of the century”. Its development can be attributed to both genetic and environmental factors, and recent researches have given us deeper insights into this metabolic disease. Among the senior adults, 24 million people above age 65, have prediabetes while 27% of them eventually develop type 2 […]
Managed long term care (MLTC) is a special type of insurance that only covers long term care. In New York state, residents must go through a process to enroll in an MLTC program if they are on Medicaid. The process has two parts. The first part is called the Conflict-Free Evaluation and Enrollment Center (CFEEC). […]
When it comes to finding the best long term care option for yourself or your loved one, it’s hard to know where to start. New York State offers residents options for managed long term care. This article explains what managed long term care is, who needs it, the plan options that are available, and your […]
Medicaid Eligibility and Income Requirements for New York Medicaid is a government sponsored program that covers medical expenses for low-income patients who cannot otherwise afford healthcare services. Not to be confused with “Medicare”, which is an insurance program, Medicaid is actual assistance provided by government. The main difference between the two is that Medicare serves […]